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Are you and your family ready for a challenging world, an unpredictable future?

 “We help clients reach their dreams – their unique passions and goals – like a wilderness guide or a team-leader...

We know most Americans, especially the higher net worth, are not prepared, they’re not “future-ready”:

  • 72% don’t have a comprehensive estate plan
  • 66% haven’t created a trust document
  • 58% do not have a durable power of attorney
  • 30% do not know where their documents are located
  • 46% have not told their executor where their documents are
  • 58% haven’t organized their online passwords
Gary Bedford & Cambridge

Gary Bedford & Cambridge

Gary Bedford has practiced in Boulder County since 1982…as an independent advisor since 1993. Cambridge is one of the last remaining truly independent investment advisory firms – its motto is “Cambridge is not for sale…!” – it serves over 3000 elite advisors throughout the USA.

More about Gary & our firm
Our Process...

Our Process...

Partner…Discover…Prepare…Execute…Succeed…We build long-term client-advisor partnerships – mutual trust is the core value to this working relationship. We challenge clients to pursue their dreams and to build secure futures for their family and community.

More about our process
Our History…

Our History…

For 40 years, we have guided clients through this amazing but rapidly “globalizing” world. Powerful waves - human, technological, economic, ecological - constantly wash over our planet. Your life and dreams swim in these waves.

more about our history


Our goal is your family’s success and security. We focus on education – bringing you up to speed – about your key goals and priorities, and how to navigate a complex, globalizing world. See these resources (and especially Gary’s Articles on the Home Page) to brief you on our approach and the challenges to your future.


Timely Articles (See also Home Page for “Gary’s Articles”) – Investment, Estate, Retirement, Tax, Money, Insurance – a veritable “plethora” of reading resources…


Simple tools to help you get a quick grip on financial decisions.


Investment Cycles, Where is the Market Headed?, Wall Street Clichés, From the Heart – Charitable Giving, Women – Bridging the Confidence Gap, Safeguard your Digital (!), Retirement Re-Set – Retire with Purpose…


Preserving Wealth, Smart Investing, Protecting Those Who Matter, Inside Retirement Risk, Managing Lifestyle – Maslow’s Hierarchy…

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"Things do not happen. Things are made to happen."

John F. Kennedy

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